In this article, we are sharing some light on how South African consumers can use this model to move away from debts and to maintain their lifestyle. In these economic times, people are under pressure to keep tightening their households budget and woe betide anyone who needs to replace a broken appliance or television set. Buying any of these items on credit may seem like an ideal short term solution but it is far too easy for debt to spiral out of control.
This innovative rent-to-own model has been designed to overcome debt problems and to help the communities in moving away from debts. ‘’ it is all about giving South Africans the freedom to control how they spend their money and on which products. It further revolves around choosing when to buy, upgrade or cancel without any contractual commitments,’’ explains Rami Sassen, CEO of Teljoy. Sassen further stated that the model entails taking out credit and paying monthly premiums until the product is paid off with monthly premiums only being impacted by the interest rate.
With one monthly repayment that is not tied to any contract, you can also pick any appliance, Tv set, laptop, computer, furniture or any baby goods without having to get into debt. Customers are advised to use a site like www.teljoy.co.za where they can easily complete their application, choose their products and have it delivered and set up free of charge.
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Writes Shelly Molepo for TownshipNews
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